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Exercise Your Rights!
Request Your Free Annual Credit Report!


The law now allows for every person to receive
one free credit report from each of the
three credit reporting agencies each year.

3 Ways to Make Your Request:
 

Request your Credit Report Online
You may use the computer in our Client Resource Room, or any computer with Internet access, to log on to www.annualcreditreport.com and follow the simple instructions to request your credit reports online.

Request your Credit Report by Phone
You may use the phone in our Client Resource Room, or any home or pay phone, to call toll-free to 1-877-322-8228 to request your credit reports by phone. You will go through a simple verification process over the phone. Your reports will be mailed to you.

Request your Credit Report by Mail
You can request your credit report by mail by filling out and submit the attached formBe sure to fill in the circles for all three agencies so that you get all three reports to compare them. You may use one of the nearby pre-addressed envelopes or address an envelope yourself and mail the form to:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
 

The information in your credit report is used regularly as a basis for eligibility by:

  • Employers
  • Private Landlords
  • Housing Authorities
  • Loan Companies and Banks
  • Insurance Companies

 

SHOULDN’T YOU KNOW WHAT’S ON IT?

FIND OUT TODAY!!


Copyright © 2005 Northwestern Legal Services.  All rights reserved.

Disclaimer:
We have attempted to insure the accuracy of the information in this pamphlet at the time it was created or revised. However, the law does change, sometimes quickly and unexpectedly. Therefore, you should
consult an attorney before taking or refraining from any action based on the information in this pamphlet.

Pamphlet Last Edited:  October 2005